IMAGINE CREDIT UNIONS:

  • Transforming their portfolio performance with improved yield;
  • Adding new members monthly;
  • Stewarding member deposits safely according to their mission.

Now imagine that happening through auto loan programs. Hard to do, right? That business left the building a long time ago.

That’s where Proforma Fund comes in. We’ve developed an innovative end-to-end solution to help credit unions reclaim market share from national lenders.  We use modern analytics to accurately characterize low risk solutions and bundle services from origination, service, and risk guarantee. Perhaps most of all, we see incredible value in local communities and the people who live there with slightly below prime credit scores.  They need credit unions! Proforma can make the introductions.

Better deal for members, better yield for Credit Unions

That’s where Proforma Fund comes in.

Why Proforma?

About Our Clients

The Proforma Process

We’ve developed an innovative end-to-end solution to help credit unions reclaim market share from national lenders. We use modern analytics to accurately characterize low risk solutions and bundle services from origination, service, and risk guarantee.

Perhaps most of all, we see incredible value in local communities and the people who live there with slightly below prime credit scores. They need credit unions!

Proforma Fund includes customized end-to-end servicing for our partner loan portfolios. We offer branded welcome packets, marketing programs, compliant communication touch-points, an online payment portal, and our call center advocates — all at no cost.

01

LOAN ORIGINATION

LOAN ORIGINATION

Proforma Fund partners with community-based financial institutions and local dealerships to originate auto loans to working families and new buyers. We believe local means loyal.

READ MORE
02

LOAN SERVICING

LOAN SERVICING

Proforma Fund includes customized end-to-end servicing for our partner loan portfolios. We offer branded welcome packets, marketing programs, compliant communication touch-points, an online payment portal, and our call center advocates — all at no cost.

READ MORE
03

LOAN PROTECTION

LOAN PROTECTION

Proforma Fund lowers risk on auto loans to working families and buyers who are building their credit, allowing community institutions to lend with ease of mind.

Read More

HEAR FROM SOME OF OUR MEMBERS AND PARTNERS

BORROWER

Learn how one buyer became a fan for life after getting an auto loan from Proforma Fund.

MEET OUR BORROWER

CEO, CU STRATEGIC PLANNING

Hear from a top credit union expert – how Proforma Fund impacts borrowers, credit unions, and communities.

CEO, CU STRATEGIC PLANNING

JAMIE STRAYER, I-CUDE

Hear how Proforma Fund impacts communities & presents a path to increased profitability.

CDFI & CREDIT UNION THOUGHT LEADER